Atal Pension Yojana 2025: નાની બચત, મોટો લાભ, જાણો કેમ કરશો અરજી

💰 Secure Your Future! Government offers ₹1000-₹5000 monthly pension after age 60.

📌 Key Benefits:

• Guaranteed Pension (₹1000 to ₹5000/month)
• Low Investment (Start from just ₹42/month)
• Tax Benefits Under Section 80CCD

🔗 How to Apply? (Simple steps below)

What is Atal Pension Yojana?

✅ Pension Scheme for Unorganized Sector Workers
✅ Monthly Pension After 60 Years
✅ Government Backed (100% Safe)
✅ Named After Former PM Atal Bihari Vajpayee

Pension Amount Options

Monthly Pension	Monthly Contribution (Age 18)	Monthly Contribution (Age 40)
₹1000	₹42	₹291
₹2000	₹84	₹582
₹3000	₹126	₹873
₹4000	₹168	₹1164
₹5000	₹210	₹1455

Who Can Join?

✔ Indian Citizen
✔ Age: 18 to 40 years
✔ Bank Account Required
✔ Must Contribute Till 60 Years

Documents Needed

• Aadhaar Card
• PAN Card
• Bank Account Details
• Mobile Number
• Passport Size Photo

How to Apply? (5 Easy Steps)

1️⃣ Visit Nearest Bank (SBI, PNB, etc.)
2️⃣ Ask for Atal Pension Yojana Form
3️⃣ Fill Form (Choose pension amount)
4️⃣ Submit Documents
5️⃣ Start Monthly Payments

📌 No Online Application! Visit bank physically.

Why Choose Atal Pension?

✔ Small Savings = Big Pension
✔ Husband/Wife Gets Money If You Die
✔ Better Than FD (Higher returns)
✔ No Market Risk (Fixed returns)

FAQs (Frequently Asked Questions)

Q1. When will I get pension?

⏳ After 60 Years (Monthly payments start)

Q2. What if I stop payments?

⚠️ Penalty Applied (Try not to miss installments)

Q3. Can I get money before 60?

❌ No! Only in special cases (death/disability)

Q4. Which banks offer this scheme?

🏦 All Nationalized Banks (SBI, PNB, BOI etc.)

Final Words

Don’t depend on children in old age! Start ₹42/month today, get ₹5000/month after 60!

📢 Share with Friends & Family! Many don’t know about this scheme.

💬 Got Questions? Ask in comments!