Post Office Monthly Income Scheme: વૃદ્ધજનો માટે આદર્શ યોજના: ₹5,550 થી ₹9,250 મહિનાની આવક, જાણો વિગતો

💰 Guaranteed Income! Get ₹9,250/month with Post Office MIS Scheme.
📌 7.4% Interest | Safe Investment | Joint Account Benefits

👉 New Applications Open – Invest ₹15 Lakh & Earn ₹1.11 Lakh/Year!

What is Post Office MIS Scheme?

✅ Monthly Income: Earn ₹5,500 to ₹9,250 every month
✅ High Interest Rate: 7.4% per year (Govt-Guaranteed)
✅ Safe Investment: Zero Risk (Backed by Govt of India)
✅ Flexible Investment:

• Single Account: Max ₹9 Lakh
• Joint Account: Max ₹15 Lakh

Key Benefits

✔ Regular Monthly Income (Direct to your account)
✔ Higher Returns Than Banks (7.4% vs 3-6% in banks)
✔ Tax Benefits (Under Section 80C)
✔ 5-Year Maturity (Extendable after maturity)

How Much Can You Earn?

Account Type	Max Investment	Yearly Interest	Monthly Income
Single	₹9 Lakh	₹66,600	₹5,550
Joint	₹15 Lakh	₹1,11,000	₹9,250

Who Can Apply?

✔ Single Adults (18+ years)
✔ Couples (Joint Account Option Available)
✔ Retirees (Looking for Monthly Pension)
✔ Risk-Averse Investors

How to Apply? (Easy Steps)

1️⃣ Visit Nearest Post Office
2️⃣ Fill MIS Application Form
3️⃣ Submit KYC Documents (Aadhaar, PAN, Photo)
4️⃣ Deposit Minimum ₹1,000 (Max ₹15 Lakh for Joint Account)
5️⃣ Start Earning Monthly Income!

📌 No Online Application (Visit Post Office Physically)

FAQs (Frequently Asked Questions)

Q1. Is Post Office MIS safe?

✅ 100% Safe! Backed by Government of India.

Q2. When will I get monthly payments?

📅 Every Month (Interest credited monthly).

Q3. Can I withdraw money anytime?

⚠️ No! 5-Year Lock-in (But monthly interest is withdrawable).

Q4. What if I need money urgently?

💸 Premature Withdrawal Allowed (After 1 year with penalty).

Why Choose Post Office MIS?

✔ Better Than FD (Higher interest + Monthly income)
✔ Ideal for Retirees (Pension-like regular cash flow)
✔ Low Risk (No market fluctuations)

📢 Limited Time Offer! 7.4% Interest Rate (May change soon!)