💰 Guaranteed Income! Get ₹9,250/month with Post Office MIS Scheme.
📌 7.4% Interest | Safe Investment | Joint Account Benefits
👉 New Applications Open – Invest ₹15 Lakh & Earn ₹1.11 Lakh/Year!
What is Post Office MIS Scheme?
✅ Monthly Income: Earn ₹5,500 to ₹9,250 every month
✅ High Interest Rate: 7.4% per year (Govt-Guaranteed)
✅ Safe Investment: Zero Risk (Backed by Govt of India)
✅ Flexible Investment:
- Single Account: Max ₹9 Lakh
- Joint Account: Max ₹15 Lakh
Key Benefits
✔ Regular Monthly Income (Direct to your account)
✔ Higher Returns Than Banks (7.4% vs 3-6% in banks)
✔ Tax Benefits (Under Section 80C)
✔ 5-Year Maturity (Extendable after maturity)
How Much Can You Earn?
| Account Type | Max Investment | Yearly Interest | Monthly Income |
|---|---|---|---|
| Single | ₹9 Lakh | ₹66,600 | ₹5,550 |
| Joint | ₹15 Lakh | ₹1,11,000 | ₹9,250 |
Who Can Apply?
✔ Single Adults (18+ years)
✔ Couples (Joint Account Option Available)
✔ Retirees (Looking for Monthly Pension)
✔ Risk-Averse Investors
How to Apply? (Easy Steps)
1️⃣ Visit Nearest Post Office
2️⃣ Fill MIS Application Form
3️⃣ Submit KYC Documents (Aadhaar, PAN, Photo)
4️⃣ Deposit Minimum ₹1,000 (Max ₹15 Lakh for Joint Account)
5️⃣ Start Earning Monthly Income!
📌 No Online Application (Visit Post Office Physically)
FAQs (Frequently Asked Questions)
Q1. Is Post Office MIS safe?
✅ 100% Safe! Backed by Government of India.
Q2. When will I get monthly payments?
📅 Every Month (Interest credited monthly).
Q3. Can I withdraw money anytime?
⚠️ No! 5-Year Lock-in (But monthly interest is withdrawable).
Q4. What if I need money urgently?
💸 Premature Withdrawal Allowed (After 1 year with penalty).
Why Choose Post Office MIS?
✔ Better Than FD (Higher interest + Monthly income)
✔ Ideal for Retirees (Pension-like regular cash flow)
✔ Low Risk (No market fluctuations)
📢 Limited Time Offer! 7.4% Interest Rate (May change soon!)
